There is no such thing as being overprotective when it comes to your home and your finances. There are plenty of roofing contractors out there that are willing to bend the rules to simplify things for themselves, resulting in problems for you and your roof. Even honest contractors make mistakes occasionally. That's why it's important to know these four simple ways to protect yourself when choosing a roofing contractor.
Workers' Compensation
Problem: You hire a roofing contractor to fix a leak in the ceiling. One of his employees choose not to use security procedures and falls, one leg fractured. The clerk responsible for paying your medical bills because he was injured on your property.
Solution: Roofers Compensation is a type of insurance covering injuries ceilings. If a roofing contractor has workers' compensation, injured employees are entitled to recover the cost of hospital bills and be out of work. Make sure your roofing contractor has workers' compensation so that you are saved the hassle and expense of paying the bills yourself.
Liability Insurance
Problem: Your roofing contractor leaves its open roof after removing the roof tiles. That night there is an unexpected storm. Water seeps into your home and damage your sheet rock, carpet and some nice furniture. Your roofing contractor has liability insurance, but there are exclusions that prevent coverage inside your building. You end up paying to fix the damage yourself.
Solution: If damage to your home or building that is the fault of a roofing contractor occur, you want to be sure you have a good liability insurance. This will cover everything from broken windows to interiors damaged as mentioned in the above situation. Some contractors have liability insurance, but your insurance company offers so many exclusions that's almost as if there was no coverage. Look coverage that excludes water damage resulting from leaving an open roof.
Business License
Problem: You hire a new roofing company to work on your roof. A few months later a leak is observed. Try to contact the company, but can not find your information. Try looking up her business license and you find that there was never a business license issued to that company. You are required to pay for the repairs yourself.
Solution: Check beforehand that the roofing contractor has a business license. If you do not have a license, it could be a sign that they do not know what they are doing. The company could disappear or go out of business easily.
In Utah, their roofing company must have a license and a license shingle roofing in general to install a gable roof. A flat roof installation requires only licensed roofing in general.
A general contractor is legally able to install a roof unlicensed roofing if they have a licensed general contractor. However, there has been a lot of cases of general contractors branching out and installation of roofs themselves when they lack proper training. This causes problems for building owners and homeowners. It is ideal for a general contractor to be licensed roofing, in addition to general contractors license.
In Utah, the license number is S280 for general ceilings. General contractors license is B100.
If the roofing contractor is in the middle of working on the roof and you find that you have provided information for fraudulent business license (in Utah) you have the option to terminate their service immediately. You are not required to pay anything to the contractor because they were operating illegally. Here you can find a qualified repair your roof and finish the job contractor.
Read More Links:-
http://www.dead.net/member/coast-roofingWorkers' Compensation
Problem: You hire a roofing contractor to fix a leak in the ceiling. One of his employees choose not to use security procedures and falls, one leg fractured. The clerk responsible for paying your medical bills because he was injured on your property.
Solution: Roofers Compensation is a type of insurance covering injuries ceilings. If a roofing contractor has workers' compensation, injured employees are entitled to recover the cost of hospital bills and be out of work. Make sure your roofing contractor has workers' compensation so that you are saved the hassle and expense of paying the bills yourself.
Liability Insurance
Problem: Your roofing contractor leaves its open roof after removing the roof tiles. That night there is an unexpected storm. Water seeps into your home and damage your sheet rock, carpet and some nice furniture. Your roofing contractor has liability insurance, but there are exclusions that prevent coverage inside your building. You end up paying to fix the damage yourself.
Solution: If damage to your home or building that is the fault of a roofing contractor occur, you want to be sure you have a good liability insurance. This will cover everything from broken windows to interiors damaged as mentioned in the above situation. Some contractors have liability insurance, but your insurance company offers so many exclusions that's almost as if there was no coverage. Look coverage that excludes water damage resulting from leaving an open roof.
Business License
Problem: You hire a new roofing company to work on your roof. A few months later a leak is observed. Try to contact the company, but can not find your information. Try looking up her business license and you find that there was never a business license issued to that company. You are required to pay for the repairs yourself.
Solution: Check beforehand that the roofing contractor has a business license. If you do not have a license, it could be a sign that they do not know what they are doing. The company could disappear or go out of business easily.
In Utah, their roofing company must have a license and a license shingle roofing in general to install a gable roof. A flat roof installation requires only licensed roofing in general.
A general contractor is legally able to install a roof unlicensed roofing if they have a licensed general contractor. However, there has been a lot of cases of general contractors branching out and installation of roofs themselves when they lack proper training. This causes problems for building owners and homeowners. It is ideal for a general contractor to be licensed roofing, in addition to general contractors license.
In Utah, the license number is S280 for general ceilings. General contractors license is B100.
If the roofing contractor is in the middle of working on the roof and you find that you have provided information for fraudulent business license (in Utah) you have the option to terminate their service immediately. You are not required to pay anything to the contractor because they were operating illegally. Here you can find a qualified repair your roof and finish the job contractor.
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There is no such thing as being overprotective when it comes to your home and your finances. There are plenty of roofing contractors out there that are willing to bend the rules to simplify things for themselves, resulting in problems for you and your roof. Even honest contractors make mistakes Roofers liability insurance
ReplyDeleteoccasionally. That's why it's important to know these four simple ways to protect yourself when choosing a roofing contractor.See more...